Since scare tactics appear to be at least start considering the problem, or what compels some people to take fix wordpress malware removal a bit more seriously, allow me to shoot a scare tactics your way.
Don't make the mistake of thinking that your hosting company will have your back so far as WordPress backups go. Not always. It's been my experience that the company may or might not be doing proper backups while they say they do. Take that kind of chance?
This is very useful plugin, protecting you against brute-force password-crack attacks. It keeps track of the IP address of helpful hints every login attempt. You can configure the plugin to disable login attempts for a selection of IP addresses when a certain number of attempts is reached.
BACK UP your website and keep a copy on discover this info here your own computer and off-site storage. For those who have a site that is very active, back up daily. You spend a whole lot of time and money on your website, do not skip this! The one complete solution that does it all is BackupBuddy, no back up database, widgets, plugins and your documents. Need to move your website this will do it in under a few minutes!
But realize that security is something you really need to start thinking about. Don't only be the type that is reactive, take steps to begin protecting yourself. Do not let Joe the Hacker make your life miserable and turn everything that you've worked hard.